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Your Finances

Attending college can have a huge impact on your finances, both now and later. That's why it's important to have a strong sense of your overall financial picture.

Understand the costs

Tuition and fees

Tuition and student fees are mandatory for all students, but some program costs are optional - these include things like calculators, USBs or tools which do not need to be purchased if you have them already.

Know your program fees so you understand which are mandatory and which are optional. Include them in your budget so there are no surprises later on.


You can find an estimated cost for your textbooks by viewing your program fees. Textbooks can be purchased at NSCC bookstores either online for delivery or pick-up in person. Order textbooks and view store hours.

If you need an alternate format for a print textbook as an accommodation, contact Accessibility Services for assistance.

Important payment dates

  • For programs starting in September 2024:
    • First term payment is due on or before August 2, 2024.
  • For online courses, payment is due on registration.

Learn about your payment options.

Funding your studies

Paying for your education can take time and discipline. The following are options to help you finance your studies.

Student Loans

You may be eligible for financial assistance from the federal and provincial governments through the Canada Student Loans and Nova Scotia Student Assistance programs. You can apply to both programs through one application.

Student lines of credit

If you don’t qualify for a government loan, or you need further funding, many banks offer student lines of credit. Check with your bank to explore your options.

Awards, scholarships and bursaries

NSCC offers more than 1,100 awards, scholarships and bursaries. Most awards are based on a range of criteria, including financial need, leadership and volunteer experience. Learn more about student awards and financial aid.

Tax credit

Most programs receive a tax receipt, which you can use to claim on your taxes. Tuition receipts are issued around the end of February each year and are available for eligible students to retrieve by logging in to their online profile.

To learn more about managing your personal finances, visit NSCC Libraries' Financial Empowerment Guide.